Today's Rates
| Product | Rate | Discount | Origination | APR |
| Conforming Fixed - 30 Year | 5.875% | 0.00% | 1.00% | 6.023% |
| Conforming Fixed - 15 Year | 5.625% | 0.00% | 1.00% | 5.879% |
| Jumbo - 30 Year Fixed | 7.375% | 0.00% | 1.00% | 7.512% |
| Jumbo - 15 Year Fixed | 6.95% | 0.00% | 1.00% | 7.231% |
| VA 30 Year Fixed | 6.00% | 0.00% | 1.00% | 6.103% |
As of 11/19/2008
The rates assume a 20% down payment and an anticipated lock period and closing date of 45-60 days out. Discount points vary depending on Loan-to-Value, occupancy status and multi units. Shorter lock periods and lower rates are available on home purchases. The APR calculation assumes a loan amount of $100,000, 0.50% estimated borrower paid finance charges, plus origination and discount points if applicable.
The conforming rates are based on loan amounts of $417,000 or below. The jumbo rates are based on loan amounts greater than $417,000. All listed rates are applicable to single family, owner occupied, primary residences only. Rates are subject to change without notice.
